Travel Tips & Hacks

TIP: Travel insurance is important because it protects you from financial loss and unpredictable risks. 

Travel insurance can cover a variety of risks, including:

• Medical emergencies
• Trip cancellations or interruptions
• Lost or stolen luggage
• Flight delays or cancellations
• Emergency evacuations
• Personal liability

It’s recommended that travelers purchase their chosen policies as soon as their trip has been paid for, as that means that they’ll enjoy cancellation coverage in the event something happens.

It’s recommended that travelers purchase their chosen policies as soon as their trip has been paid for, as that means that they’ll enjoy cancellation coverage from up to six months before the trip.

Travel is a very exciting experience, but you have to be prepared for unforeseen circumstances. Ask your travel advisor  to ensure you have adequate cover to enjoy your holiday without the worry should you find yourself in an unexpected situation.

TIP: Learn about the local culture, customs, weather, and tourist attractions before you go. This will help you plan your itinerary and make the most of your time.

TIP:  Packing light for vacation can save time, money, and effort. It can also make you more mobile and adaptable to unexpected changes.

Overpacking can easily tarnish a vacation. Besides, where are your new collectibles going to go? Try bringing along clothes that can do double duty. 

Also try the below:
• Wear your heaviest clothes, shoes, and outerwear while traveling 

• Use travel-sized toiletries 

• Minimize your makeup bag 

• Plan your outfits in advance 

• Roll or bundle your clothes

 First things first, you need to find out the exchange rate. The exchange rate is the ratio between currencies from two different countries, like your home currency and the local currency of the place you’re travelling 

It’s always a good idea to inform your bank that you will be traveling and give them your travel dates. This is important because it’s possible that your ATM card or debit card might not work in a foreign country unless your bank allows it.

You might get into a very sticky situation if you somehow run out of cash sooner than you expect and your debit card refuses to work. So make sure to get these technical processes sorted out well in advance of your trip to avoid any inconveniences during the trip.

Head to your bank or credit union before you leave to avoid paying ATM transaction costs. You may even receive a better exchange rate. Credit unions and banks will exchange your dollars into a foreign currency before and after your trip when you have a checking or savings account with them.